Money for shopping,,,,,,,

Money Money Money --------> shopping habit!!!!!!?


How do university students get their money for their shopping habit,,,????


1)Their own money
    Before they become an university students, they have working as a part timer at
    such a food restaurants or supermarkets or etc. These part time jobs give them
    a lots of money that they can shopping for their new cloth, new watch, new
    handphone or shopping for ANYTHING that they like to....

2)Loan money (PTPTN/JPA)
   Some of them have their own loan money that they got for every semester while
   they're studying. As u all know, of course the money that they got are for their
   study and for cost while they are studying in their campus. If they use the money
   without a CONTROL, just for their shopping habit,, the money will be
   goned just like a butterfly.......

3)Money from their own family
  Sometimes their father or mother give them money just to make sure that they have
  enough money to study comfortably. But, unfortunately, they use that money for
  their shopping habit. The shopping habit is not good enough if just wasting money.
  It will be even better if we save the money for future uses or for some charity.

StOp BeiNg A ShOp-A-HoLiC !

 

"Knowing I can choose makes me feel more positive and in control of my finances."

How : You must change your habits slowly. Ussually, students shopping for emotional reasons, not because they needed things. You must come up with a strong positive goal to motivate you to shop less. Thinking about the negative impact could make me feel depressed, which would make you want to shop. 

Lessons & tips: You need a strong motivating goal. Shopping is fun after all, and the amount doesn't really matter as much as you thought it would. When you wanted something more expensive you must try to save up your weekly amounts until you have enough. Put the spending money in an envelope and write down your purchases to keep yourself honest.

Resources: Create a budget. Basically you figure out what you spend your money on in a typical year, then break it down to monthly amounts. It is much easier than you thought and you can see the impact of your spending. $10 a week easily adds up to $500 in a year.  There are better ways to spend your money.

Tips to control compulsive shopping habits among university students.

There are some tips to control compulsive shopping habits among university students. At the same time would help  them to overcome their addiction.. Lets check it out guys!

1.      

       

      1. Pay for purchases by cash, check or debit card.

Firstly, when we pay for purchases by cash, check or debit card, we can avoid to overspending our money because we just buy things based from amount of money that contain in our debit card. If we overspending our money, our debit card automatically cannot be used or rejected. Differently when we used credit card, amount of money we can spend is unlimited. After that,  the end of  month we will suffering to pay all debt because debt can go beyond the ability to pay bills on time. As a suggestion from Agensi Kaunseling & Pengurusan Kredit or AKPK, we must limit the number of credit cards to just two.

2. Make a shopping list.

Secondly, make a list before shopping will help us to ensure that we do not buy unnecessary items. As we know when we go at shopping complex, we are tend to buy unnecessary items because there are many promotion and discounts to attract customer to spend a lot of money to the things that actually not important at all to them especially student usually attracted to that kind of bussiness strategy. In addition, students must spend their money for basic needs and beneficial items such as books that related to their course, stationery and food. Futhermore, students usually don’t have a lot of money as working person. So it is very important for students to manage their money wisely. Think three and ten times before we decide to spend our money more than our limits.

3. Keep accurate records of our spending.

Thirdly, after we go back from shopping, make sure we keep all bills and take a records of our spending that day. So that we can manage our financial status either still under control or we already buy things that unnecessary . Very important for us to alert and keep accurate records after spending our money when shopping because if we overspending, we can avoid to buy things that unnecessary in future. However, we can be more careful and spend our money wisely in order to avoid debts.

4. Pick up new hobby.

Forthly, to overcoming compulsive shopping habits, we as student must pick up new hobby such as reading motivation books, take a walk or exercise when the urge to shop comes. We also can spend more time with family in order to not thinking to much feeling to go for window shopping. We must always remember not easy to gain money but so easy to spend it without limit.And if we have choice, avoid to go shopping alone and find friends who can helps us by giving advice by moment we want to spend our money to unnecessary things. We must know to differentiate things that necessary or unnecessary because when we have financial problems we tend to borrow money from unlicensed money lenders such as Ah Long. This kind of situation do not solve problems but make problems become worst. So in conclusion, think wisely before we make decision to spend our money and make sure our shopping habit do not cause harm to us in future.

                  

What type of thing do the student buy and how they spend their money?

Hye there. Its been a long weekend holiday we had. Usually, during weekend, student will go for outing especially when there is holiday n some places offer great sale. This often happen to the girls out there. Not to mention, the boys also spend their time at the shopping mall. If there is money, they will buy new item for example, brand new cloth, pants, and even new phone. If the student is addicted to IT gadget, they will buy new item when it is new in market even they already have quite new gadget.

Based on our observation at the shopping mall in Kuala Lumpur and Kajang, we can see that most of the student do buy new cloth and only some of them buy IT gadget. 

Nowadays, student are very clever on spending their money. They do not shop at the expensive store but at economic and affordable store. They usually look at the price before buying. If the price is too expensive, they will buy at other store. 

So, shopping among student usually happen when they have money. If university student, they usually go for shopping every early of the semester. This is because they get their loan money and scholarship money. Eventhough its their loan money for study, they must spend the money wisely on shopping. They can simply used their money. 

That's all for this entry, enjoy. Till next post! bye

Introduction

Hye there. The three previous entry was an introduction for our blog. We want to introduce you about what we are going to tell you all about. As for today, I would like to mention what is the purpose we are doing about this topic. This topic actually can help us to understand and to know how the student shopping habit. Other than that, we will also put some information on how to help the student to spend their money wisely on shopping. Last but not least, to create awereness about bad shopping habit to the student.

There are four question that we will discuss in this blog.

1. What type of thing do the student buy and how they spend their money?
2. Where do the money come?
3. How to control shopping habit among student?
4. The impact of shopping habit to the student.

These are four question that we are going to discuss later. All this question usually bear in our mind that we need to discuss it. If you have any question that you want to ask, feel free to e-mail us at shopping habit2010@gmail.com. Do not hesitate to send us e-mail.

Confessions of a Shopaholic (HD Trailer)

Here is a movie about shopaholic. A true confession of a shopaholic! Very interesting movie indeed. Try watch it now.

Information for shop-a-holics!

Hye there. Its quite interesting to look at a picture in previous entry. People alway says that a picture worth a thousand meaning. That picture can describe how university student enjoy their shopping. In this entry, a would like to share some information article about student shopping habit. Just click on this link and you can get a lot of facts and shopping tips. ---> Student Shopping Habit

Enjoy reading this article as it give u alot of information on shopping habit. Do not hesitate to read. And after you read it, do leave your comment or you can give any opinion.